Invisalign is a great way to get a straighter and healthier smile without worry of changing your appearance or daily habits. But many patients have been asking what the best way to pay for treatment is. They’re not sure if they should try to go through their insurance, assuming their plan covers orthodontia, or if using a third-party financing option is more ideal.
To help answer these questions, your dentist is giving a few ideas to make paying for Invisalign in Roswell simple.
Does Insurance Cover Invisalign?
The short answer is that it depends. In the past, most insurance companies wouldn’t cover Invisalign because it was widely labeled as a purely cosmetic treatment. However, It’s been increasingly re-labeled as a general orthodontic treatment, and therefore more likely to be covered if it can be utilized to treat a medical issue and not only as an optional cosmetic treatment.
For example, MetLife insurance plans can vary widely, so you’ll need to examine your plan coverage. Some plans cover about 40 percent of the cost up to the lifetime maximum.
Alternatively, Cigna plans can cover treatment if it’s listed in your Patient Charge Schedule, especially when you switch from another insurer to Cigna after already starting treatment. This gives you the chance to finish treatment while still getting support through dental insurance. Keep in mind that Cigna considers braces to fall under cosmetic dentistry, making it more difficult to cover if you’re over 18 years of age.
The key is making the case that braces are deemed medically necessary for your treatment. If you get insurance through work, ask your benefits manager or call your insurance plan’s customer service line. Look through your benefits package for the phrase “orthodontic treatment.” Your dentist can also call your insurance provider and confirm if you have coverage that way.
What Other Payment Options Should I Consider?
In the event hat your insurance doesn’t cover the cost of Invisalign enough (or at all), third-party financing plans like CareCredit and My Smile Care offer low- and no-interest loans as well as flexible payment plans for qualified patients. These can make monthly payments for treatments not covered by insurance more manageable.
Why Invisalign is Worth the Investment
Most orthodontic treatments are costly, but in the long-term it’s always better to have a straighter smile and even bite. Many patients with uneven bites exhibit symptoms related to temporomandibular joint disorder, a condition where the joint connecting the jaw and skull is strained due to an uneven distribution of force in the jaw. This leads to chronic jaw pain, headaches, and enamel erosion caused by teeth grinding.
Furthermore, treating misalignment makes your oral care habits easier, as crooked teeth allows more food debris and plaque to build up in hard-to-reach areas of the mouth. Straighter teeth are easier to clean overall, reducing the risk of decay and gum disease in the long-term.
Have more questions about Invisalign treatment? Schedule an appointment with your dentist near Roswell today to get started!
About the Author
Dr. Caitlin Glen McDonald earned her DMD degree from the University of Louisville School of Dentistry. Thanks to her continuing education, she’s able to provide patients an alternative to metal braces when straightening teeth, which takes many patients less than a year to complete. To learn more about her practice, contact her through her website.