MetLife Dental Insurance Coverage
Did you know that the number one reason patients skip their regular dental appointments isn’t phobia or anxiety – it’s financing. Patients often feel they receive unexpected charges for their dental care that they hadn’t budget for. This may be due to dental insurance not covering their treatments as expected. At Elite Dentistry of Marietta, we take the time to carefully explain your dental insurance coverage and out of pocket costs for every treatment. When you’re in need of an advanced procedure, we can even submit a preauthorization to ensure there are no surprises when you get your bill. In order to make your dental treatments affordable, our Marietta dentistry team is happy to process and file dental insurance claims for most major PPO plans, and we are in-network providers with many benefit plans, including MetLife. Before beginning treatment with our team, please don’t hesitate to talk to us about your MetLife or other insurance policy. We’re always happy to answer your questions. If you want to learn more about dental insurance coverage or schedule an appointment, please don’t hesitate to call our team today. We look forward to hearing from you.
Your MetLife Insurance Plan
Dental insurance plans represent a contract between patients and their insurers. PPO dental insurance plans are set up to ensure patients have the flexibility to visit the dentists they choose and receive coverage for the treatments they need to maintain oral health. MetLife policies focus on preventive dental care, so it’s important to visit our office every six months for checkups. During these biannual exams, we can partner with you to prevent the majority of major oral health concerns, and your MetLife plan will likely cover between 80 and 100% of the costs of these visits. Depending on your plan, the coverage you elected, and the benefits outlined by your policy, you should also receive between 20 and 80% coverage for restorative dentistry and orthodontics. Before we begin treatment, we’ll carefully review your policy and coverage to ensure you are completely comfortable with your treatment plan.
In-Network Dental Insurance Coverage
In order to provide the maximum coverage from your MetLife benefit plans, Elite Dentistry offers in-network coverage. This can be misleading since patients with PPO plans are able to use their benefits at almost any dental office. The difference between visiting an in-network and out of network dentist is that in-network providers have a standing agreement with your insurer. This means that we charge the fees outlined by MetLife as fair and average, and you only need to pay your out of pocket percentage of this price. Out of network dentists may charge slightly higher fees for service, and you’ll need to pay the difference in pricing as well as the out pocket percentage of treatment costs. Typically, this difference in pricing is minimal, but visiting an in-network dentist means you won’t need to worry about it.
In addition to doing our utmost to maximize your dental insurance coverage, we are also happy to work with third party financiers like CareCredit and My Smile Care to provide low and no interest financing options to fit the costs of your dental treatments into your budget. Please don’t hesitate to talk to our team about these financing options or complete preapproval forms from the comfort of home before your visit.</